Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69090)

Don’t be a dope, try zopa.

Very easy painless process from start to finish couldn’t be more pleased. Reviewed on: 11th January 2024

Long standing excellent service

I have used zopa for about 7 years and never experienced any negative issues. They are always quick to respond and offer amazing offers and competitive rates. Their customer service is very professional and always answer my queries in a timely manner. Reviewed on: 11th January 2024

Zopa, well worth considering

Zopa, for the type of finance i was able to get were simply the best.Easy to deal with professional, quick to respond and always efficient in a friendly way. Reviewed on: 11th January 2024

I have had 2 loans through Zopa and the service was...

I have had 2 loans through Zopa and the service was excellent. You have the choice of how much you want to borrow and the length of time you want to pay it back. The money was in my account not long after my application was approved, which was great. The app is a very useful tool, it details your loan, how much is left to pay, whether you are eligible for another loan etc. I would definitely use Zopa again if I ever needed another loan. Reviewed on: 11th January 2024

Simple to use

The app is handy and the loans simple to navigate Reviewed on: 11th January 2024

My loan application process was short and simple.

My loan application process was short and simple. I received my loan in record time. ZOPA's App is the best in managing your account and payment transactions. If l needed another loan in the future Zopa is my first preference. The Interest rate was reasonable given the obtaining economic hardship in UK at the moment. Reviewed on: 11th January 2024

The whole process was handled qud efficientl...

The whole process was handled quickly and efficiently and the loan was approved within a couple of days. This is the second time I've had a Zopa loan and would certainly use them again. Reviewed on: 11th January 2024

Very excelent recomand evreyon and good castemes

Very excelent recomand evreyon and good castemes Reviewed on: 11th January 2024

First Class Lender

Excellent customer services and quick response times Reviewed on: 11th January 2024

Fantastic overall - app gives me total control and p...

Fantastic overall - app gives me total control and peace of mind Reviewed on: 11th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from Credio (inactive company) 0.00 from 0 reviews
Personal loan
from Bamboo Loans 4.82 from 16794 reviews
Home Loan (discontinued)
from Firth Finance (inactive company) 4.32 from 37 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub