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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Excellent service, friendly staff, would recommend

Excellent service, friendly staff, would recommend Reviewed on: 11th January 2024

Well just had no worries when we got the loan very f...

Well just had no worries when we got the loan very fast and in our bank the next day Reviewed on: 11th January 2024

It's really helpful and very good

It's really helpful and very good Reviewed on: 11th January 2024

Good bank, good experience

Good experience easy and very fast Reviewed on: 11th January 2024

Good experience

Quick, friendly and professional Reviewed on: 11th January 2024

I needed to replace my clutch on my car which came t...

I needed to replace my clutch on my car which came to nearly 2000 pounds. I’d used Zopa previously so applied for a loan via the app. The process was thorough but simple and I had the funds in my account within a few days Reviewed on: 11th January 2024

Zopa is the best

Zopa a great financial provider, I have got the help that i need it. Great professional team. Reviewed on: 11th January 2024

Found staff member to be very professional and effic...

Found staff member to be very professional and efficient dealing with my application. Explained when I questioned something that I did not understand at first .Felt that I was treated with dignity and respect.Treated with dignity Reviewed on: 11th January 2024

Zopa made my loan simple!

Zopa made my loan simple and the Apr was very competitive. Your Apr is always a personal one, credit score dependent but fair. I struggled with credit previously and Zopa have changed the way I manage my money with the start I needed. Reviewed on: 11th January 2024

Supa ZOPA a hassle free experience

Easy step by step guidance with every detail of the service provided all clearly explained and once accepted my loan was quickly paid to my account all hassle free Reviewed on: 11th January 2024

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