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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Quick decision and good customer service

Quick decision and good customer service Reviewed on: 11th January 2024

When I changed jobs they were fab at assisting movin...

When I changed jobs they were fab at assisting moving my payment dates to fit my new pay cycle. Reviewed on: 11th January 2024

It was very easy to apply I recommend anyone to appl...

It was very easy to apply I recommend anyone to apply who could not get a card by no fault of there own Reviewed on: 11th January 2024

szybka pozyczka i pozytywnie zalatwiona

szybka pozyczka i pozytywnie zalatwiona Reviewed on: 11th January 2024

I was having an issues with my borrowing but Zopa ma...

I was having an issues with my borrowing but Zopa makes my dream come true they are very good in terms of borrowing they are number one Reviewed on: 11th January 2024

I put in for a personal loan and got it in my bank w...

I put in for a personal loan and got it in my bank within an hour Reviewed on: 10th January 2024

Zooa made it so easy and affordable for me to take a...

Zooa made it so easy and affordable for me to take a loan in this hard times. Reviewed on: 10th January 2024

Excellent product and customer service

Excellent product and customer service Reviewed on: 10th January 2024

Competitive simple and hassle free lending.

I have had 3 personal loans with Zopa I like that I can pay extra off whenever I like without penalty. I have rated customer services as excellent mainly because I have never had cause to call or email them. The application and user app are so simple to use and have always been given competitive rates. I have also recommended them to family. Reviewed on: 10th January 2024

Practic and easy to use

Are good and practice are new and I like it Reviewed on: 10th January 2024

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