Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69090)

Low rate and great customer service

Low rate and great customer service Reviewed on: 10th January 2024

I am very satisfied

have a lot of experience in construction. Reviewed on: 10th January 2024

Exelent service.

Very easy loans to arrange and fast service. Reviewed on: 10th January 2024

Easy process.

Straight forward, all process done through the app. Reviewed on: 10th January 2024

Super zopa the helpful bank

I found the zopa bank very helpful in my request for a personal loan.which I needed for my daughter’s wedding day. The result was very quick even after all the credit checks carried out. They were also helpful in explaining the repayment details. I would recommend Zopa bank to all my family and friends. Reviewed on: 10th January 2024

Easy loan application process and speedy response

Easy loan application process and speedy response Reviewed on: 10th January 2024

Personal Loan

Shows all on app when you paid and how much you have left to pay Reviewed on: 10th January 2024

Quick and professional fast done everything

Quick and professional fast done everything Reviewed on: 10th January 2024

Straight forward, honest customer service

Straight forward, honest customer service Reviewed on: 10th January 2024

I werry happy wiz ZOPA credit cart

I werry happy wiz ZOPA credit cart Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from Uberima 4.06 from 1 reviews
Personal Loans
from Cashfloat 4.56 from 27 reviews
Personal loan
from Lendable 4.85 from 32035 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub