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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Friendly, thorough and efficient service.

Friendly, thorough and efficient service. Quick and easy procedure to apply for loan at competitive rates. Reviewed on: 12th January 2024

Brilliant experience

Zopa were very quick to respond made the whole experience very smooth and stress free Reviewed on: 12th January 2024

When ever I need a large cash loan zopa have always...

When ever I need a large cash loan zopa have always been here for me. Reviewed on: 12th January 2024

I have been impressed.

I have been impressed with the service provided. Everything is easy and seamless. Reviewed on: 12th January 2024

Staff are friendly and explain everything in plain l...

Staff are friendly and explain everything in plain language Reviewed on: 12th January 2024

Fast and reliable

The check was very quick and then the money were in my account in minutes. What can you ask more? Reviewed on: 12th January 2024

Easy and quick process when applying easy to use app...

Easy and quick process when applying easy to use app Reviewed on: 12th January 2024

3 loans in my family all excellent service

Have had 3 loans in my family and have had no issues whatsoever. Have one still running and am very satisfied with this company. Reviewed on: 11th January 2024

Contemporary Business

A Contemporary Company…Whole service was efficient and professional Reviewed on: 11th January 2024

They are helpful, and an excellent service

They are helpful, and an excellent service Reviewed on: 11th January 2024

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