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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

I’ve had a good experience with zopa

I’ve had a good experience with zopa Reviewed on: 10th January 2024

I needed money badly to sort out some emergency and...

I needed money badly to sort out some emergency and this is my second time with Zipa Reviewed on: 10th January 2024

Loan application made easy

I decided to apply for a zopa loan as l liked their T&C. The loan was quickly processed and approved with little to no fuss. A swift and pleasurable experience. I wish that l had found them sooner Reviewed on: 10th January 2024

Really easy application with a quick transfer of fun...

Really easy application with a quick transfer of funds into my account and a very competitive rate. Reviewed on: 10th January 2024

Fast apply form, fast take loan , all was very easy...

Fast apply form, fast take loan , all was very easy and clear understand Reviewed on: 10th January 2024

Always reliable.

Always reliable. Quick and simple. Reviewed on: 10th January 2024

Fast, effecient and easy.

Fast, effecient and easy. The process was quick and straightforward, very focussed on a quick and easy experience for the customer Reviewed on: 10th January 2024

Very good value on the interest website very good

Very good Web page easy to follow Reviewed on: 10th January 2024

Good service excellent card and updates same day whe...

Good service excellent card and updates same day when repayment is made Reviewed on: 10th January 2024

The best rates, easy, fast and professional service.

The best rates, easy, fast and professional service. A very happy customer. Reviewed on: 10th January 2024

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