Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69090)

Always helpful and explained everything clearly

Always helpful and explained everything clearly Reviewed on: 10th January 2024

Easy to do business with at great rates

An excellent company that make borrowing simple and easy on line Reviewed on: 10th January 2024

BEST PERSONAL LOAN PROVIDER

I took a personal loan and the rate was excelent , Zopa is one of the best loan provider Reviewed on: 10th January 2024

Easiest loan i have ever applied for and received in...

Easiest loan i have ever applied for and received in hours Reviewed on: 10th January 2024

Very quick easy and they give you lots of...

Very quick easy and they give you lots of information Reviewed on: 10th January 2024

Excellent service throughout would use again

Excellent service throughout would use again Reviewed on: 10th January 2024

Zope makes personal finance options simple

Very simple service to get information on available and suitable personal loans and to access finance. Application and continued loan agreement servicing is made easy through their mobile and web apps which are both very intuitive to use. Reviewed on: 10th January 2024

Complete satisfaction

Great experience, no fuss no complaints here, just great experience and great customer service and support. Can i also say very flexible to fit in with todays problems. 5 ⭐️ Reviewed on: 10th January 2024

Very easy to use, & professional,

Very easy to use, & professional, Reviewed on: 10th January 2024

Perfect service , I'm very happy

Perfect service , I'm very happy Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from OakbrookAdvance (formerly Finio Loans) 4.82 from 6805 reviews
Loans
from Leeds Credit Union 4.31 from 11 reviews
Pawnbroker
from Browns Pawnbrokers 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub