Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69090)

Zola is very good, if I need another loan I would de...

Zola is very good, if I need another loan I would definitely go with zopa Reviewed on: 10th January 2024

Very easy to use and arrange ,Very fast and an easy...

Very easy to use and arrange ,Very fast and an easy to use app Reviewed on: 10th January 2024

The process was simple and easy to follow, excellent...

The process was simple and easy to follow, excellent value, 100 percent recommended to famikey friends and colleagues, terms and vonditions clear. Reviewed on: 10th January 2024

Very quick and clear guidance on website

Very quick and clear guidance on website Reviewed on: 10th January 2024

I was a very good experience, and I really like...

I was a very good experience, and I really like it Reviewed on: 10th January 2024

Easy and quickly the best by far x

Easy and quickly the best by far x Reviewed on: 10th January 2024

Easy peasy loans

Streamlined easy application and able to manage loan from app. Reviewed on: 10th January 2024

3rd loan

very easy to use as i have dyslexia clear score recommendations so trustworthy very quick to apply as now on my 3rd loan Reviewed on: 10th January 2024

Best Loan Company!

No problems, money instantly transferred and no complicated forms to fill in. Very impressed with service and because of that I have recommend to many others needing a loan. 5 Star! Reviewed on: 10th January 2024

Great credit card and credit building

Great credit card and credit building Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Home loan (discontinued)
from 1st Stop (inactive company) 0.00 from 0 reviews
Personal Loan
from RAC 3.92 from 6 reviews
Personal loan
from thisbank (formerly JN Bank) 4.94 from 700 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub