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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Process was really straight forward and easy.

Process was really straight forward and easy. This personal loan will make a huge difference to our lives as we used it for debt consolidation. Reviewed on: 10th January 2024

highly recommend

Good customer service.great online easy to use and understand accounting. Reviewed on: 10th January 2024

Clear communication clear rules quick and accurate s...

Clear communication clear rules quick and accurate service Reviewed on: 10th January 2024

2 personal loans

I’ve had 2 personal loans from zopa at great interest rates really affordable and great customer service Reviewed on: 10th January 2024

great work!

a very professinoal service, with friendly reliable staff Reviewed on: 10th January 2024

Excellent customer service

Their rates are reasonable, they are very transparent in their dealings and their customer service is excellent. The app is also very user friendly Reviewed on: 10th January 2024

Just Outstanding !

So easy and quick to arrange. Zopa have kept in contact throughout the period of the loan. I would have no hesitation in recommending Zopa to anyone in need of a loan. Reviewed on: 10th January 2024

I am truly grateful to you for helping me in my diff...

I am truly grateful to you for helping me in my difficult time by lending me. It was a great help to me. I wholeheartedly express my sincerest thanks for the same. This amount was needed for my dog's operation . Your timely help has saved his future. Reviewed on: 10th January 2024

Decision was quick and easy, my loan was approved wi...

Decision was quick and easy, my loan was approved with no fuss, easy app to set up Reviewed on: 10th January 2024

It's just easy, simple and honest banking

The entire process from start to finish was quick, simple, and the ease and level of information on the app is all I need to help manage my finances, loan, understand early payment settlements, its just easy and simple and honest banking. Reviewed on: 10th January 2024

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