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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (66773 reviews)

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4.94

Based on 66,773 reviews, last reviewed 16th Jan 2026

50000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fast and easy Easiest loan I’ve ever taken out! Reviewed on: 16th January 2026

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (66773)

Review of the Zopa, Personal loan:

Easy to use, helpful staff

No criticisms at all for any of the process. All staff that I have spoken to have been very helpful and explained points raised clearly. App is straight forward also. Would definitely recommend! Reviewed on: 15th February 2021

Fast and easy

Easiest loan I’ve ever taken out! Reviewed on: 16th January 2026

Quick and easy

Quick and easy the two most basic ideals when looking for a loan,also competitive rates so no need to look elsewhere.good website to navigate and app is great to check up on current status Reviewed on: 16th January 2026

First Class

I found Zopa were more than fair with their rates for loans and the whole process was very quick and simple. Reviewed on: 16th January 2026

Very easy service and straightforward

Very easy service and straightforward Reviewed on: 16th January 2026

Great customer service but also great info and help...

Great customer service but also great info and help to able me to keep my finances and borrowing in check. Reviewed on: 16th January 2026

Would always use and recommend

Always clear. Great service. Staff helpful. Process couldn’t be clearer. Always first choice to use Zopa. Reviewed on: 16th January 2026

Good experince but high interest

Good experince but high interest Reviewed on: 16th January 2026

The best service I’ve used

First class service, simple, quick and easy to use and the app is outstanding and very user friendly Reviewed on: 16th January 2026

Easy to navigate when making enquiries

Easy to navigate when making enquiries Reviewed on: 16th January 2026

A consolidation loan made easy!

A loan to consolidate all my spending has made my monthly wages much more manageable. It was easy to apply for and the money was with me within hours. Reviewed on: 16th January 2026

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