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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

44% decrease in 5 star reviews

in the past 90 days

33% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal loan reviews (65247)

Review of the Zopa, Personal loan:

Great interest rate

Do not charge a bomb in interest. I paid 500 interest on 3000 loan. Loan was paid instantly into my account. Reviewed on: 12th May 2017

Straight forward and easy to understand products wou...

Straight forward and easy to understand products would highly recommend Reviewed on: 25th April 2025

Good lender

Very quick and easy process and excellent app. Reviewed on: 25th April 2025

Excellent service.

Excellent service. Easy to use app Reviewed on: 25th April 2025

Very reliable and straightforward application

Very reliable and straightforward application Reviewed on: 25th April 2025

Very easy time use app, quick and efficient to borro...

Very easy time use app, quick and efficient to borrow money and regular updates recieve. Reviewed on: 25th April 2025

First class loan company

Very helpful team and easy to contact Reviewed on: 25th April 2025

My experience was great money in my bank very fast...

My experience was great money in my bank very fast Reviewed on: 25th April 2025

Fantastic Company

I have had multiple loans from Zopa for various reasons, such as personal loans, consolidation and car loans. Each time I’ve had no issues. Great affordability and fantastic customer service. Reviewed on: 25th April 2025

Loans that are lower in interest and monthly payment...

Loans that are lower in interest and monthly payments low. Reviewed on: 25th April 2025

Personal loan very easy to set up

Very easy to set up and no stress . Reviewed on: 25th April 2025

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