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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (64866 reviews)

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4.94

Based on 64,866 reviews, last reviewed 20th Apr 2025

27% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Seamless application process during application Seamless application process during application Reviewed on: 20th April 2025

Latest lowest rating:

2

First experiences of dealing with Zopa back in Octob... First experiences of dealing with Zopa back in October 2021 were very good. The company seemed very efficient,helpful and we were well pleased. Two lo... Read more Reviewed on: 19th April 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64866)

Review of the Zopa, Personal Loan:

It was my first time application to zopa the were ve...

It was my first time application to zopa the were very efficient in processing my application and also very friendly . they processed my application. Reviewed on: 28th February 2025

Easy to apply and a reasonably quick turnaround.

Easy to apply and a reasonably quick turnaround. Reviewed on: 20th April 2025

One stop shop!

One stop shop! Simple to apply, wick to approve. Reviewed on: 20th April 2025

Great personal loan experience

The process to apply for a personal loan was really simple, I got a quick decision and it’s great being able to track my payments on the app. Really happy with my loan and good interest rate too. Reviewed on: 20th April 2025

Excellent company

Dry easy to use and application was straight forward and quick Reviewed on: 19th April 2025

Good easy to use online.

Good easy to use online.Good offers and kept updated through proceedings Reviewed on: 19th April 2025

First experiences of dealing with Zopa back in Octob...

First experiences of dealing with Zopa back in October 2021 were very good. The company seemed very efficient,helpful and we were well pleased. Two loans were taken out For £14k and £10k. They have both been paid down monthly and now stand at only £2293 and 3832 respectively. The loans are almost paid up. Meanwhile, we have been email-shotted constantly about new products and invited to take out new loans. When we responded recently we were turned down and Zopa tried to refer us to a sub prime lender. This is disgraceful - we have a PERFECT record and our credit standing is very high. This leaves us wondering just WHO Zopa considers lending money to these days ?? WE should have been a VERY easy decision indeed. When we have paid off these current loans we won't be returning to Zopa. We consider that Zopa does not deserve our support and loyalty. Reviewed on: 19th April 2025

Excellent service user friendly App and very clear i...

Excellent service user friendly App and very clear in what you receive. Have also started saving in Saving account again user friendly . If you’re under pressure or generally require funds loan or credit found Zopa perfect Thank you Reviewed on: 19th April 2025

Great Loan Options, Excellent App to See Progress

I took out a loan with Zopa to cover roof repairs and car finance at a lower interest rate. Love using the app which shows the progress over time, the amount I am payng and the amount left Reviewed on: 19th April 2025

No issues or problems.

No issues or problems. Easier application and decision,in bank when stated Reviewed on: 19th April 2025

Supportive and straightforward.

My experience with Zopa has been most straightforward. Their communications are clear and easy to understand and their manner is always supportive. They do combine a rigorous approach with a very approachable and easy style. Reviewed on: 19th April 2025

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