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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67139 reviews)

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4.94

Based on 67,139 reviews, last reviewed 18th Jan 2026

61967% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy loan application and quick loan into bank. Easy loan application and quick loan into bank. Reviewed on: 18th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67139)

Review of the Zopa, Personal loan:

Uncomplicated online service

Applied for the loan online and had an answer very quickly and a couple of days later the cash was in my bank, uncomplicated application and the best Apr at the time. Reviewed on: 30th May 2017

Applied for loan, quick and very easy process

Applied for loan, quick and very easy process Reviewed on: 17th January 2026

Very easy to deal with.

Very easy to deal with. Fast and efficient service. Reviewed on: 17th January 2026

Fast , easy with the worry taken out.

Fast , easy with the worry taken out. Professional Reviewed on: 17th January 2026

ZOPA LOAN

SIMPLE AND EASY TO APPLY. MONEY IN YOUR ACCOUNT VERY QUICKLY. GOOD OPTIONS FOR PAYING THE MONEY BACK. HELPFUL STAFF ON HAND IF NEEDED. Reviewed on: 17th January 2026

I have Zoopa very easy to obtain a loan.

I have Zoopa very easy to obtain a loan. There rates are. competative.They keep you updated on the progress of your loan which you can manage on-line Reviewed on: 17th January 2026

Interaction was quick and friendly experience great...

Interaction was quick and friendly experience great customer service Reviewed on: 17th January 2026

Easy to use and the app helps keep track of the acco...

Easy to use and the app helps keep track of the account. Reviewed on: 17th January 2026

Their rates are high and they are not that understan...

Their rates are high and they are not that understanding or flexible, in my view. Reviewed on: 17th January 2026

Quick and easy process - efficiently dealt with appl...

Quick and easy process - efficiently dealt with application Reviewed on: 17th January 2026

Simple and fast!

Great communication, quick decision, easy access via app. Reviewed on: 17th January 2026

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