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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (66685 reviews)

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4.94

Based on 66,685 reviews, last reviewed 16th Jan 2026

47100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply and money in your account in the same... Easy to apply and money in your account in the same day. Reviewed on: 16th January 2026

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (66685)

Review of the Zopa, Personal loan:

Modern way of lending

Fantastic Website, Really simple to use, the terms of the loan agreement set out very clear, Interest feels fair and all done and dusted within 48 hours Reviewed on: 30th May 2017

Very easy online application and super fast decision.

Very easy online application and super fast decision. Excellent customer service Reviewed on: 16th January 2026

Easy to contact and quick decision.

Easy to contact and quick decision. Reviewed on: 16th January 2026

Zopa was great to do business with

Zopa was straightforward/no nonsense once approached . Which is a relief when dealing with financial matters Reviewed on: 16th January 2026

I’ve had loans with Zopa for about 5 years maybe now...

I’ve had loans with Zopa for about 5 years maybe now and never had and issue. Reviewed on: 16th January 2026

Had three loans with this company cannot fault them.

Had three loans with this company cannot fault them. Reviewed on: 16th January 2026

Friendly efficient staff.

Friendly efficient staff. Explained process in terms that are easily understood Reviewed on: 16th January 2026

It is quite straight forward to secure a loan

It is quite straight forward to secure a loan Reviewed on: 16th January 2026

Excellent service and kept in the loop as a customer...

Excellent service and kept in the loop as a customer Reviewed on: 16th January 2026

Brilliant for online banking

I found the team at Zopa helpful and professional. I wanted a small loan and Zopa was by far the best choice. I would recommend them and would certainly use them again. Reviewed on: 16th January 2026

Very easy to access product and apply online, fast d...

Very easy to access product and apply online, fast decision making and immediate delivery of funds, highly recommended! Reviewed on: 16th January 2026

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