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Zopa: Personal Loan reviews

4.94
Based on 63,887 reviews, last reviewed 15th Apr 2025
20% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using zopa for just short of a year and ne... I've been using zopa for just short of a year and never had a bad experience with them. Their customer service is great especially when it comes to he... Read more Reviewed on: 15th April 2025
Matthew J's avatar
Matthew J

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025
Joe St's avatar
Joe St

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63887)

Review of the Zopa, Personal Loan:

Easy to manage

5
Eady to manage my account, make extra payments without penalties and great interest rates. Getting the initial loan was quick and simple too so definitely worth the 5 stars! Reviewed on: 7th April 2021

Been a customer for a few years now.

5
Been a customer for a few years now.. always found Zopa to be very helpful with my enquiries and upfront. Excellent customer service Excellent rates the app is very easy to use and helpful Reviewed on: 12th April 2025

Excellent bank and easy to get credit card from them.

5
Excellent bank and easy to get credit card from them. Just applied in minutes you can get the results same time. Reviewed on: 12th April 2025

Asked for a loan but got refused

2
Asked for a loan but got refused Reviewed on: 12th April 2025

Paid my loan of in full and a week later zopa are sa...

1
Paid my loan of in full and a week later zopa are saying i havent paid it and still owe the money sent numerous emails and spoke to so many agents they don't care terrible company to deal with Reviewed on: 12th April 2025

Easy fast service quick payment and easy to pay back...

5
Easy fast service quick payment and easy to pay back Reviewed on: 12th April 2025

Zopa is brilliant they started me off with a credit...

5
Zopa is brilliant they started me off with a credit card and now they gave me car finance. Never had any problems or complaints about zopa. There rates are cheap. Reviewed on: 12th April 2025

Staff Professional and Wonderful Service

5
staff were quick effficient and the whole process was made easy Reviewed on: 12th April 2025

Excellent value

5
Have had 2 loans with them both been excellent value. Quick and easy to apply. Reviewed on: 12th April 2025

Every step of my loan application was straight forwa...

5
Every step of my loan application was straight forward, all the information readily available on the app, everything clearly explained Reviewed on: 11th April 2025

They're great at being easy to use and straightforwa...

5
They're great at being easy to use and straightforward app. Reviewed on: 11th April 2025

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