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Zopa: Personal loan reviews

4.94
Based on 67,082 reviews, last reviewed 17th Jan 2026
60100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa were there when I needed help, for this I'm ver... Zopa were there when I needed help, for this I'm very grateful Reviewed on: 17th January 2026
SkateF's avatar
SkateF

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67082)

Review of the Zopa, Personal loan:

Excellent

5
Very easy app to use & very quick response money is in my account within an hour Zopa are the only loan company I use Reviewed on: 22nd February 2023

Zopa loan

5
Zopa was very easy to use got a response very quickly money in account within 48 hours very happy Reviewed on: 17th January 2026

Everything from start to finish exceeded all expecta...

5
Everything from start to finish exceeded all expectations / many thanks to Zopa! Reviewed on: 17th January 2026

Zopa has been brilliant.

5
Zopa has been brilliant. Easy process from the start. Reviewed on: 17th January 2026

Really good experience from start to finish no probl...

5
Really good experience from start to finish no problems with application straight forward soon as I was accepted money was in my bank very quickly Reviewed on: 17th January 2026

No hassle and easy to use website.

5
No hassle and easy to use website. Would definitely recommend. Reviewed on: 17th January 2026

Quick and easy loan application money in my bank wit...

5
Quick and easy loan application money in my bank within half a hour Reviewed on: 17th January 2026

Great, easy to use app, and I had a decision very qu...

5
Great, easy to use app, and I had a decision very quick. Reviewed on: 17th January 2026

Quick and helpful

5
I applied for a loan and the service was efficient,quick and I get regular updates and information Reviewed on: 17th January 2026

I borrowed money from Zopa.

5
I borrowed money from Zopa. They have excellent customer service and money deposited in my account with in three days Reviewed on: 17th January 2026

An excellent bank to deal with.

5
An excellent bank to deal with. Friendly, helpful and efficient staff. I would definitely recommend this company. Reviewed on: 17th January 2026

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