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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67141 reviews)

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4.94

Based on 67,141 reviews, last reviewed 18th Jan 2026

62033% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent all round and no messing about. excellent all round and no messing about. Reviewed on: 18th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67141)

Review of the Zopa, Personal loan:

Great easy service

So simple to apply no nonsense easy to use and understand, was quick to apply and even quicker responses, if successful your money was in the account almost immediately, you can't fault that,allows you to do whatever you wanted the loan for almost immediately, can't argue with facts Reviewed on: 16th April 2021

Great Credit Card

The proses of get a card was straight forward when I lost my card very easy very fast at getting a new one out to me you are kept up to date on offers and how to manage your money Reviewed on: 17th January 2026

Extremely fast loan application

I was looking for a loan for the purchase of a car. Zopa had the best rate going. From starting the loan application to receiving the money in my account took less than an hour. Reviewed on: 17th January 2026

Excellent

Easy to understand easy to deal with and helpful and app is very straightforward Reviewed on: 17th January 2026

Its easy to apply and very thorough. with checking...

It was easy to apply and very thorough with checking my ability to be able to afford the loan and I was told the following day that I had been approved. I have been kept informed every step of the way since I received my loan. Reviewed on: 17th January 2026

Great service fast and efficient everything that’s n...

Great service fast and efficient everything that’s needed in a financial transaction Reviewed on: 17th January 2026

Fast and seamless.

Fast and seamless. Zopa approved my loan quickly and stress free Reviewed on: 17th January 2026

Very good and very happy would be happy to do busine...

Very good and very happy would be happy to do business again Reviewed on: 17th January 2026

Your website is very easy to use and customers servi...

Your website is very easy to use and customers services always provide an outstanding service Reviewed on: 17th January 2026

Easy application!

Easy application! Really quick decision and money transferred! Reviewed on: 17th January 2026

Quick and easy to use got accepted instantly

Quick and easy to use got accepted instantly Reviewed on: 17th January 2026

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