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Zopa: Personal Loan reviews

4.94
Based on 63,724 reviews, last reviewed 12th Mar 2025
259100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
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Latest highest rating:

5

I applied for the loan and within minutes it was don... I applied for the loan and within minutes it was done and in my account Reviewed on: 12th March 2025
Gail's avatar
Gail

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025
Karen R's avatar
Karen R

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63724)

Review of the Zopa, Personal Loan:

Refreshingly Simple

5
Looking at a number of providers for a car loan Zopa was easily the most easy to negotiate. Their rates were very competitive and the application very straightforward. Reviewed on: 6th January 2018

Excellent service.

5
Excellent service. The service was fast and efficient, and well received. Whe I needed help Zopa was there to lend a hand. Reviewed on: 4th March 2025

simple but effective process

5
a simple application process with good communication at each stage. Felt welcomed and considered at every step Reviewed on: 4th March 2025

Fast and Efficient - Great App and immediate decisio...

5
Fast and Efficient - Great App and immediate decisions, withiut impacting your credit score! Reviewed on: 4th March 2025

Top service

5
Great service does what it says on the tin Reviewed on: 4th March 2025

Good rates and quick turnaround in approval

5
Good rates and quick turnaround in approval Reviewed on: 4th March 2025

Applied for a loan and was received same day.

5
Applied for a loan and was received same day. Very easy application process Reviewed on: 4th March 2025

Good rates quick checks and fast borrowing

5
Good rates quick checks and fast borrowing Reviewed on: 4th March 2025

quick easy and secure.

5
quick easy and secure. money transferred quickly and process of paying off extra easy to do. Reviewed on: 4th March 2025

I love the premise that your money gets to work for...

5
I love the premise that your money gets to work for you whilst helping someone else. The interest rates are comparable and not excessive just because they can be. I also was pleasantly surprised at their new bank account offering and top tip to save the loan payment when the loan finishes. You've managed without the money for so many years, why not let it work for you instead for a holiday or to pay off a lump sum off your mortgage. Reviewed on: 4th March 2025

Very good custozmer service

5
Very good customer service will recommend to others Reviewed on: 4th March 2025

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