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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67105 reviews)

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4.94

Based on 67,105 reviews, last reviewed 17th Jan 2026

60867% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to do business with Easy to do business with, easy to apply, decision made quickly, excellent rates Reviewed on: 17th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67105)

Review of the Zopa, Personal loan:

Top marks

Fast, efficient, no fuss. Pleasnt experience Reviewed on: 23rd February 2023

I've always been able to rely on dopamine when needed.

I've always been able to rely on dopamine when needed. Fair rates, easy to access funds and manage. Reviewed on: 17th January 2026

Easy to use application process.

Easy to use application process. Quick service Reviewed on: 17th January 2026

When I was looking for a loan ZOPA came up with best...

When I was looking for a loan ZOPA came up with best interest rate, application was quick and easy once approved money in bank within an hour. I gat regular statements and payment reminders Reviewed on: 17th January 2026

Zopa loan

Zopa was very easy to use got a response very quickly money in account within 48 hours very happy Reviewed on: 17th January 2026

Everything from start to finish exceeded all expecta...

Everything from start to finish exceeded all expectations / many thanks to Zopa! Reviewed on: 17th January 2026

Zopa has been brilliant.

Zopa has been brilliant. Easy process from the start. Reviewed on: 17th January 2026

Really good experience from start to finish no probl...

Really good experience from start to finish no problems with application straight forward soon as I was accepted money was in my bank very quickly Reviewed on: 17th January 2026

No hassle and easy to use website.

No hassle and easy to use website. Would definitely recommend. Reviewed on: 17th January 2026

Quick and easy loan application money in my bank wit...

Quick and easy loan application money in my bank within half a hour Reviewed on: 17th January 2026

Great, easy to use app, and I had a decision very qu...

Great, easy to use app, and I had a decision very quick. Reviewed on: 17th January 2026

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