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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67265 reviews)

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4.94

Based on 67,265 reviews, last reviewed 20th Jan 2026

66100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick, efficient and helpful lenders I needed some money to pay for an unexpected bill and Zopa were my first choice because of the kindness of staff and a competitive rate. Previously I ... Read more Reviewed on: 20th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67265)

Review of the Zopa, Personal loan:

super easy and very informative throughout the whole...

super easy and very informative throughout the whole process Reviewed on: 4th March 2024

Choose Zopa

Quick hassle free service with an immediate decision. Reviewed on: 19th January 2026

Easy to apply money straight in Bank

Easy to apply money straight in Bank Reviewed on: 19th January 2026

Very easy and quick, just what I needed.

Very easy and quick, just what I needed. I didn't want long drawn out processes when I already have a busy life. This just worked for me. Reviewed on: 19th January 2026

Fantastic seamless application

Fantastic seamless a matter of hours from application to pay our. Reviewed on: 19th January 2026

Zopa has been great for me.

Zopa has been great for me. The app to manage my loan is easy to use, and I'm kept up to date with different offers and services via email. Reviewed on: 19th January 2026

Great product.

Great product. Simple to apply. Once approved received the money quickly. Reviewed on: 19th January 2026

Review of zopa

Great to deal with easy to understand great communication Reviewed on: 19th January 2026

Zopa welldone

The application was quick and my funds available within minutes.tge app is great easy to use and understand.good rates and I have used zopa a number of times.would highly recommend zopa.would not use my bank for a loan . Reviewed on: 19th January 2026

The Best

Very easy and straight forward. No fuss even the credit score is just average Reviewed on: 19th January 2026

excellent quick and not stressful

excellent quick and not stressful Reviewed on: 19th January 2026

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