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Zopa: Personal loan reviews

4.94
Based on 67,285 reviews, last reviewed 23rd Jan 2026
100200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Trusted and reliable . Trusted and reliable . Can recommend to a friends. Easy and fastest way the processes Reviewed on: 23rd January 2026
Joey O's avatar
Joey O

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67285)

Review of the Zopa, Personal loan:

Hassle free service

5
Application was made very simple with an answer straight away and a nice and easy hassle free transaction very happy Reviewed on: 21st February 2023

Quick and easy to apply.

5
Quick and easy to apply. Same day decision and cash in bank Reviewed on: 19th January 2026

The service was excellent and above that the dispers...

5
The service was excellent and above that the dispersal of funds was immediate following the completion of application. Reviewed on: 19th January 2026

Great service and excellent customer support

5
Great service and excellent customer support Reviewed on: 19th January 2026

Good experience -well recommended

4
Good experience -dealt with the matter professionally with patience and with care. Reviewed on: 19th January 2026

Personal loan

5
Great service approved for loan quickly and money was in my account within minutes. Would definitely recommend company and already have done. Good rate and very simple process. Reviewed on: 19th January 2026

Re-finance loan

5
I applied to refinance my car, and the experience has been smooth and easy. I would recommend Zopa. Reviewed on: 19th January 2026

quick service - loan arrived quickly

5
quick service - loan arrived quickly Reviewed on: 19th January 2026

Quick, easy and applications online

5
Quick, easy and applications online Reviewed on: 19th January 2026

Easy to talk easy decision making

5
Easy to talk easy decision making Reviewed on: 19th January 2026

Easy to manage, affordable rates

5
Easy to manage, affordable rates Reviewed on: 19th January 2026

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