Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (66734 reviews)

View other Zopa products

4.94

Based on 66,734 reviews, last reviewed 16th Jan 2026

48733% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and efficient response to loan application, th... Quick and efficient response to loan application, the app is easy to use and clear. Reviewed on: 16th January 2026

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (66734)

Review of the Zopa, Personal loan:

Great company

Nothing is too much bother. Someone is always available to talk to when needed. Reviewed on: 22nd February 2023

Superb, recommend!

So easy to do, all the info you need is at hand and is laid out straight, easy to understand. Highly recommended for simplicity. Reviewed on: 16th January 2026

quick applicatoin no hassle all straight forward tel...

quick applicatoin no hassle all straight forward tells you exactly whats what and whats to be paid every month and how much interest you will pay on the loan Reviewed on: 16th January 2026

I’ve got loan in a second , every 2 weeks they updat...

I’ve got loan in a second , every 2 weeks they update the offers and is also fascinating how after years banking with other Bank which I had never any offer and Zopa changed my life and the view . Reviewed on: 16th January 2026

Quick and easy

Quick and easy to search, choose and apply. Clear and simple. Reviewed on: 16th January 2026

Zopa simply the best provider of loans and credit ca...

Zopa simply the best provider of loans and credit cards you know exactly what you pay each month with email and text messages alerting you Reviewed on: 16th January 2026

I couldn't believe how quick and easy it was to get...

I couldn't believe how quick and easy it was to get my loan. The lady on the phone was so nice and chatty. Will definitely be using again should I need another loan Reviewed on: 16th January 2026

The best experience ever.

The best experience ever. The whole process from the beginning till the end was very smooth. Very pleased. Reviewed on: 16th January 2026

Caravans

Can’t say a lot about Zopa try it yourself Reviewed on: 16th January 2026

Everything is very Efficient.

Everything is very Efficient. Online support excellent, everything is easy and quick. Reviewed on: 16th January 2026

Easy to apply and money in your account in the same...

Easy to apply and money in your account in the same day. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Tesco Bank 3.16 from 78 reviews
Loans
from Central Credit Union 4.97 from 2599 reviews
Loans
from Glasgow Credit Union 4.96 from 3134 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2216 reviews
Cash ISA
from Zopa 4.95 from 1402 reviews
Smart Saver
from Zopa 4.94 from 7456 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub