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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

So quick and easy.

So quick and easy. Stress free borrowing Reviewed on: 4th March 2024

Straightforward application process and funds releas...

Straightforward application process and funds released quick. Reviewed on: 4th March 2024

Best service

Quick, easy and efficient. App is very easy to use. Reviewed on: 4th March 2024

Easy money

All done online, easy enough and no problems, money paid straight into bank Reviewed on: 4th March 2024

I have had 2 personal loans from Zopa and the proces...

I have had 2 personal loans from Zopa and the process had been smooth and efficient each time Reviewed on: 4th March 2024

Zopa was extremely easy to set up a loan application...

Zopa was extremely easy to set up a loan application and the results were very quick. Customer service is very good and all members of staff I have spoke to have been very helpful. Reviewed on: 4th March 2024

Fantastic

Fantastic easy application process keep to timescales and let you know of any changes every step of the way Reviewed on: 4th March 2024

Seamless experience I have has at least 3 loans and...

Seamless experience I have has at least 3 loans and the experience has been the same 1st rate Reviewed on: 4th March 2024

Easy to use app, great service.

Easy to use app, great service. No issues Reviewed on: 4th March 2024

Easy and straight forward to use.

Easy and straight forward to use. Able to pay off early if you are able to with no added extras in the small print. Reviewed on: 4th March 2024

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