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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

So simple, good value and user friendly.

It was so quick and easy to sort and the app is really easy to help manage the loan. I couldn’t recommend it more. Reviewed on: 4th March 2024

Straight forward no hassle banking very quick to res...

Straight forward no hassle banking very quick to respond with somebody you can actually talk with Reviewed on: 4th March 2024

using Zopa was easy and straight forward for my needs

using Zopa was easy and straight forward for my needs Reviewed on: 4th March 2024

Very good to deal with easy applications and fast re...

Very good to deal with easy applications and fast response Reviewed on: 4th March 2024

Flexibility

I am not an average customer but the partner was prepared to listen and make a judgement in my favour. Not everyone fits in the same shaped box. Reviewed on: 4th March 2024

A friendly and helpful Company

A friendly and helpful Company who are understanding with an easily assisted application form Reviewed on: 4th March 2024

Very good condition for my first time

Very good condition for my first time Reviewed on: 4th March 2024

1st for Quality

Easy to arrange very helpful staff and understanding. Reviewed on: 4th March 2024

Loan had great APR and very easy to understand and s...

Loan had great APR and very easy to understand and service was great Reviewed on: 4th March 2024

Never had an issue with my loan.

Never had an issue with my loan. Always there for advise and any help required Reviewed on: 4th March 2024

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