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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

44% decrease in 5 star reviews

in the past 90 days

33% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Very impressed with zopa

I've never had a problem with Zopa, they keepe updated, inform me every month when my monthly payment will be taken. Reviewed on: 4th March 2024

easy to use and very fast service decision and offer...

easy to use and very fast service decision and offer in minutes Reviewed on: 4th March 2024

Good company explains everything in easy terms

Good company explains everything in easy terms Reviewed on: 4th March 2024

Excellent service Quick and always very responsive

Quick and always very responsive Reviewed on: 4th March 2024

Simple , easy, good value.

Simple , easy, good value. I found the app ample to use and they offer brilliant rayes Reviewed on: 4th March 2024

Very easy application process, and a quick decision...

Very easy application process, and a quick decision with money available almost instantly. Competitive interest rate and flexibility of loan term made choosing this company a no-brainer. App makes it simple to keep tabs on loan repayment process and amount outstanding. Reviewed on: 4th March 2024

Really user-friendly service.

Really user-friendly service. The information you are looking for is easy to find and easy to understand. I would recommend Zopa to friends and family. Reviewed on: 4th March 2024

The whole process was quick and easy and the money w...

The whole process was quick and easy and the money was in my account in no time. Excellent service. Reviewed on: 4th March 2024

Easy to use

Helpful, easy to use, good access. Reviewed on: 4th March 2024

Simply the best.

I've had 4 personal loans over the last 10 years with zopa and they are amazing, there's no messing and they make it so easy just decide how much you want to borrow they check it all out approve it and put the money in your account within hours, they are simply the best, try them you won't be disappointed Reviewed on: 4th March 2024

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