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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

The whole experience is excellent...

The whole process from start to finish is excellent and the app is fantastic too. Reviewed on: 4th March 2024

Great service, good rate, easy process, Quick decisi...

Great service, good rate, easy process, Quick decision, quick payments Reviewed on: 4th March 2024

Excellent Zopa

Excellent from start to finish. My 2nd loan with them Reviewed on: 4th March 2024

Excellent customer service and available products

Excellent customer service and available products Reviewed on: 4th March 2024

Very impressed with zopa

I've never had a problem with Zopa, they keepe updated, inform me every month when my monthly payment will be taken. Reviewed on: 4th March 2024

easy to use and very fast service decision and offer...

easy to use and very fast service decision and offer in minutes Reviewed on: 4th March 2024

Good company explains everything in easy terms

Good company explains everything in easy terms Reviewed on: 4th March 2024

Excellent service Quick and always very responsive

Quick and always very responsive Reviewed on: 4th March 2024

Simple , easy, good value.

Simple , easy, good value. I found the app ample to use and they offer brilliant rayes Reviewed on: 4th March 2024

Very easy application process, and a quick decision...

Very easy application process, and a quick decision with money available almost instantly. Competitive interest rate and flexibility of loan term made choosing this company a no-brainer. App makes it simple to keep tabs on loan repayment process and amount outstanding. Reviewed on: 4th March 2024

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