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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Really user-friendly service.

Really user-friendly service. The information you are looking for is easy to find and easy to understand. I would recommend Zopa to friends and family. Reviewed on: 4th March 2024

The whole process was quick and easy and the money w...

The whole process was quick and easy and the money was in my account in no time. Excellent service. Reviewed on: 4th March 2024

Easy to use

Helpful, easy to use, good access. Reviewed on: 4th March 2024

Simply the best.

I've had 4 personal loans over the last 10 years with zopa and they are amazing, there's no messing and they make it so easy just decide how much you want to borrow they check it all out approve it and put the money in your account within hours, they are simply the best, try them you won't be disappointed Reviewed on: 4th March 2024

Approved for loan & money transferred quickly.

Approved for loan & money transferred quickly. The app is great for keeping up to date with payments & balance. I haven’t had to speak to the customer service team hence the neutral answer. Reviewed on: 4th March 2024

They provided me with a loan very quickly without an...

They provided me with a loan very quickly without any issues at a competitive rate Reviewed on: 4th March 2024

Super easy to use.

Super easy to use. Great experience. Reviewed on: 4th March 2024

No gimmicks

Easy, draught forward process without the hidden fees Reviewed on: 4th March 2024

Excellent service/ prompt delivery easy processing

Excellent service/ prompt delivery easy processing Reviewed on: 4th March 2024

Amazing products and easy process

Zopa has given me an opportunity for a personal loan with an immediate response, very easy app to navigate, simple instructions and very supportive Reviewed on: 4th March 2024

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