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Zopa: Personal loan reviews

4.94
Based on 65,249 reviews, last reviewed 16th Oct 2025
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025
Makatleho P's avatar
Makatleho P

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Great company

5
Excellent customer services and up to date information on the account always available. New loan offers and potential savings are offered. Reviewed on: 4th March 2024

Very easy to apply for personal loan

5
Very easy to apply for a loan. Quick delivery of funds. Everything is online so you can see payments going in and the loan amount going down Reviewed on: 4th March 2024

Great Loan company

5
Have had 2 loans through Zopa now and both went smoothly . Excellent service and communication and quick . Reviewed on: 4th March 2024

Excellent customer services

5
Very quick services … easy to deal with Reviewed on: 4th March 2024

Great service.

5
Great service. No hassle or problems Reviewed on: 4th March 2024

Personal Service - Online

5
It doesn’t matter what the circumstances are, Zopa will always try to accommodate. Reviewed on: 4th March 2024

Zopa is a really good company to deal with.

5
Zopa is a really good company to deal with. Their interfaces and communications are excellent. Reviewed on: 4th March 2024

Personal loan

5
No problems nice and quick decision easy to make payments always there to help Reviewed on: 4th March 2024

Very good service , easy to setup , no fuss , and no...

5
Very good service , easy to setup , no fuss , and no pressure Reviewed on: 4th March 2024

The app makes everything so simple.

5
The app makes everything so simple. O can get the most up-to-date information about my loan as well as make additional payments easily. I've never needed to speak to anyone. Reviewed on: 4th March 2024

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