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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65243 reviews)

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4.94

Based on 65,243 reviews, last reviewed 12th May 2025

43% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65243)

Very good very nice and very helpful

Very good very nice and very helpful Reviewed on: 4th March 2024

Great service, easy to use, clear explanation

Great service, easy to use, clear explanation Reviewed on: 4th March 2024

Very easy to select products

Very easy to select products and a simple straightforward application process. Very easy to use app to view the product as well. Cannot fault really. Reviewed on: 4th March 2024

Excellent company; highly recommend

Very good customer service. Really easy to communicate and everything is online to access as your own convineince. Reviewed on: 4th March 2024

Excellent service and easy to use ap

Excellent service and easy to use ap Reviewed on: 4th March 2024

Easy application.e

Easy application. Funds transferred speedily Reviewed on: 4th March 2024

Simple and smooth process

Very easy to adjust the parameters and get a quote, quick credit checking process and easy to follow all the paperwork and credit agreement easy to understand. Reviewed on: 4th March 2024

good reliable and informing throughout all stages

good reliable and informing throughout all stages Reviewed on: 4th March 2024

App is very easy to use.excellent

App is very easy to use. Good communication Reviewed on: 4th March 2024

Easy to manage through their app

I love the Zopa app first of all. It gives you your eligibility for various loan amounts and provides an instant comparison of rates depending on term and amount. Applying is straight forward, especially if you're pre approved. The rates start a bit high in my opinion, but you seem to get better rates once you've established your credit behaviours with them. Reviewed on: 4th March 2024

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