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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65243 reviews)

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4.94

Based on 65,243 reviews, last reviewed 12th May 2025

43% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65243)

Zopa is reliable and trustworthy.

Zopa is reliable and open in that what you are offered is what you get. It was easy to set up my loans and they regularly let you know how much is still owed and when you will have paid off the full. The interest rate is good. Reviewed on: 4th March 2024

Very quick and easy application process, great servi...

Very quick and easy application process, great service from start to finish. And fast payout Reviewed on: 4th March 2024

No problem quick decision and the money was in the b...

No problem quick decision and the money was in the bank nearly right away from the decision very professional Reviewed on: 4th March 2024

I am very happy with the service from Zopa

I am very happy with the service from Zopa as well as the ease of use of their app and of anything that I want to change or do with my account. Reviewed on: 4th March 2024

Loan personal

I have consolidated my debts and it took minted to have the money on my account Reviewed on: 4th March 2024

Friendly service over the phone with a good range of...

Friendly service over the phone with a good range of products Reviewed on: 4th March 2024

Nice quick and easy loan

Nice quick and easy to apply for money was very helpful and easy Reviewed on: 4th March 2024

Fast simple process

Got a loan from Zopa and everything was fast and simple to apply Reviewed on: 4th March 2024

Excellent experience with Zopa.

Excellent experience with Zopa. Very communicative and straightforward process easy access to your account that really helps to take control of your finances with lots of informative features. Good interest rates and stress free, great company highly recommend! Reviewed on: 4th March 2024

Great service excellent Financial institution easy t...

Great service excellent Financial institution easy to deal with instant decision money transfer very quick Reviewed on: 4th March 2024

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