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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67139 reviews)

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4.94

Based on 67,139 reviews, last reviewed 18th Jan 2026

61967% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy loan application and quick loan into bank. Easy loan application and quick loan into bank. Reviewed on: 18th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67139)

Hassle free great rates and great app never had a pr...

Hassle free great rates and great app never had a problem in 10 years Reviewed on: 14th January 2025

Great experience

Quick and easy application,quick response. Website easy to navigate. Reviewed on: 14th January 2025

Brilliant from day one.

Brilliant from day one. Easy application, very quick decision. Great app to keep up to date with finances. Lots of great features on the app that can help with keeping up to date with anything to do with finances Reviewed on: 14th January 2025

Quick good service

Quick good service very good contact Reviewed on: 14th January 2025

Easy to apply on app very quick decision

Easy to apply on app very quick decision. Easy to see exact terms and interest rate before applying. Reviewed on: 14th January 2025

All good no problem...

All good no problem dealing with them would use again Reviewed on: 14th January 2025

A simple and painless process

I needed a small loan and Zopa made the process very easy and quick to transfer the money once terms were arranged, simple smooth application from start to finish. Reviewed on: 14th January 2025

Personal contact was dealt with politely and resolve...

Personal contact was dealt with politely and resolved quickly Reviewed on: 14th January 2025

Value for Money

I found the service on the internet very good and it was easy to deal with the questions asked. Once approved the money comes into your account very quickly and I would strongly recommend their services. Reviewed on: 14th January 2025

Excellent service.

Excellent service. No issues with either credit cards or loans Reviewed on: 14th January 2025

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