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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

No problem quick decision and the money was in the b...

No problem quick decision and the money was in the bank nearly right away from the decision very professional Reviewed on: 4th March 2024

I am very happy with the service from Zopa

I am very happy with the service from Zopa as well as the ease of use of their app and of anything that I want to change or do with my account. Reviewed on: 4th March 2024

Loan personal

I have consolidated my debts and it took minted to have the money on my account Reviewed on: 4th March 2024

Friendly service over the phone with a good range of...

Friendly service over the phone with a good range of products Reviewed on: 4th March 2024

Nice quick and easy loan

Nice quick and easy to apply for money was very helpful and easy Reviewed on: 4th March 2024

Fast simple process

Got a loan from Zopa and everything was fast and simple to apply Reviewed on: 4th March 2024

Excellent experience with Zopa.

Excellent experience with Zopa. Very communicative and straightforward process easy access to your account that really helps to take control of your finances with lots of informative features. Good interest rates and stress free, great company highly recommend! Reviewed on: 4th March 2024

Great service excellent Financial institution easy t...

Great service excellent Financial institution easy to deal with instant decision money transfer very quick Reviewed on: 4th March 2024

Great service

Great service, reasonable rates, would definitely recommend. Reviewed on: 4th March 2024

Decision in seconds and funds in account within few...

Decision in seconds and funds in account within few hours . very easy and straightforward. Reviewed on: 4th March 2024

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