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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65243 reviews)

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4.94

Based on 65,243 reviews, last reviewed 12th May 2025

43% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65243)

Great service

Great service, reasonable rates, would definitely recommend. Reviewed on: 4th March 2024

Decision in seconds and funds in account within few...

Decision in seconds and funds in account within few hours . very easy and straightforward. Reviewed on: 4th March 2024

Clear and simple procedure to apply, quick response...

Clear and simple procedure to apply, quick response and money received almost immediately Reviewed on: 4th March 2024

Fast efficient service - excellent rates for repeat...

Fast efficient service - excellent rates for repeat customers Reviewed on: 4th March 2024

Great communication and professional approach.

Great communication and professional approach.Highly recommend Reviewed on: 4th March 2024

The loan application was very straightforward.

The loan application was very straightforward. Managing my loan through the app is also very convenient. The dashboard within the app is easy to read. Reviewed on: 4th March 2024

Zopa are my go to when I’m looking for a personal lo...

Zopa are my go to when I’m looking for a personal loan, the App is easy to use and their rates are very competitive! Once completed your Loan it’s very easy to keep track of where you are on payments and also easy to pay off early in instalments or in full. Reviewed on: 4th March 2024

Seamless experience with personal loan at Zopa.

Seamless experience with personal loan at Zopa. I am very satisfied with the product and communication with the Zopa team. Reviewed on: 4th March 2024

10/10 for Zopa!

Never had a problem with Zopa. Applied the loan to my bank account within a few hours, APR isn’t horrendous, and when I got married, they changed my name within a few days. Overall, excellent company. Reviewed on: 4th March 2024

All in all, impressed.

Initially preapproved, with my application accepted in quick succession moments thereafter. The money landed in my account within hours. The interest rate wasn't fantastic but that's expected. The website is super easy to use, and the conditions of my loan were/are easy to understand. No hidden fees or hiccups after 1-2 years. Reviewed on: 4th March 2024

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