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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65243 reviews)

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4.94

Based on 65,243 reviews, last reviewed 12th May 2025

43% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65243)

They helped me out in a time of financial Need...

They helped me out in a time of financial Need Reviewed on: 4th March 2024

Zopa helped me when I needed it.

Zopa helped me when I needed it so I highly recommend them. They are good for communication all throughout your loan,I am very pleased with their service. I wish the interest wasn't so high but they were better than other providers. Reviewed on: 4th March 2024

Extremely delighted with the service

Extremely delighted with the service Reviewed on: 4th March 2024

Eases the worry and stress

I had got sprung with a few unexpected expenses and was noticing that after using credit cards was an expensive mistake and the payments were making me struggle with everyday expenses, my own bank of 40 +years were not very helpful . My son mentioned Zopa and after an easy application I was accepted and the money was in my account shortly after this reduced my credit card payments by half and has made life worry free and easier Reviewed on: 4th March 2024

nice and easy way to borrow

No problems nice and easy good customer service Reviewed on: 4th March 2024

Very easy to apply , quick decision and the terms we...

Very easy to apply , quick decision and the terms were good Reviewed on: 4th March 2024

Personal Loan Review

Zopa are quick at coming back to requests for more information and their portal is very easy to deal with. Slow to deal with extra payments which could be improved. Reviewed on: 4th March 2024

My first choice everytime.

Have had several loans from Zopa and the experience is always the same. Quick and easy and a very satisfied customer. Reviewed on: 4th March 2024

Zopa services is the best so far

Zopa services is the best so far Reviewed on: 4th March 2024

staff information and knowledge needed

Helpful and polite staff very friendly service Reviewed on: 4th March 2024

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