Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Extremely delighted with the service

Extremely delighted with the service Reviewed on: 4th March 2024

Eases the worry and stress

I had got sprung with a few unexpected expenses and was noticing that after using credit cards was an expensive mistake and the payments were making me struggle with everyday expenses, my own bank of 40 +years were not very helpful . My son mentioned Zopa and after an easy application I was accepted and the money was in my account shortly after this reduced my credit card payments by half and has made life worry free and easier Reviewed on: 4th March 2024

nice and easy way to borrow

No problems nice and easy good customer service Reviewed on: 4th March 2024

Very easy to apply , quick decision and the terms we...

Very easy to apply , quick decision and the terms were good Reviewed on: 4th March 2024

Personal Loan Review

Zopa are quick at coming back to requests for more information and their portal is very easy to deal with. Slow to deal with extra payments which could be improved. Reviewed on: 4th March 2024

My first choice everytime.

Have had several loans from Zopa and the experience is always the same. Quick and easy and a very satisfied customer. Reviewed on: 4th March 2024

Zopa services is the best so far

Zopa services is the best so far Reviewed on: 4th March 2024

staff information and knowledge needed

Helpful and polite staff very friendly service Reviewed on: 4th March 2024

Had loans from Zopa for the last few years very good...

Had loans from Zopa for the last few years very good, good interest rate Reviewed on: 4th March 2024

Brilliant company to deal with

Brilliant company to deal with and very easy process to get a loan with a quick approval process Reviewed on: 4th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to peer lending (discontinued)
from QuidCycle (inactive company) 2.00 from 1 reviews
Personal Loan
from Monzo 4.89 from 114 reviews
Personal Loan
from TSB 3.10 from 19 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub