Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 65,243 reviews, last reviewed 12th May 2025
43% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025
Donna S's avatar
Donna S

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (65243)

Had loans from Zopa for the last few years very good...

5
Had loans from Zopa for the last few years very good, good interest rate Reviewed on: 4th March 2024

Brilliant company to deal with

5
Brilliant company to deal with and very easy process to get a loan with a quick approval process Reviewed on: 4th March 2024

Very professional and quick.

5
Very professional and quick. Very good service Reviewed on: 4th March 2024

Everything worked simply and painlessly

5
Everything worked simply and painlessly Reviewed on: 4th March 2024

super easy and very informative throughout the whole...

5
super easy and very informative throughout the whole process Reviewed on: 4th March 2024

Had several loans with Zopa over the past ten years.

5
Had several loans with Zopa over the past ten years. App is simple, cusotmer service is excellent and the rates were favourable. Reviewed on: 4th March 2024

Excellent customer service.

5
Excellent customer service. Very helpful. Prompt service Reviewed on: 4th March 2024

Very efficient online process.

5
Very efficient online process. Fund was released immediately. Easy to navigate the app. Reviewed on: 4th March 2024

Easy application and money in bank same day ,

5
Easy application and money in bank same day , Reviewed on: 4th March 2024

Quick and easy application, a phone call to discuss...

5
Quick and easy application, a phone call to discuss is this right for me. Reviewed on: 4th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products