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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Very professional and quick.

Very professional and quick. Very good service Reviewed on: 4th March 2024

Everything worked simply and painlessly

Everything worked simply and painlessly Reviewed on: 4th March 2024

super easy and very informative throughout the whole...

super easy and very informative throughout the whole process Reviewed on: 4th March 2024

Had several loans with Zopa over the past ten years.

Had several loans with Zopa over the past ten years. App is simple, cusotmer service is excellent and the rates were favourable. Reviewed on: 4th March 2024

Excellent customer service.

Excellent customer service. Very helpful. Prompt service Reviewed on: 4th March 2024

Very efficient online process.

Very efficient online process. Fund was released immediately. Easy to navigate the app. Reviewed on: 4th March 2024

Easy application and money in bank same day ,

Easy application and money in bank same day , Reviewed on: 4th March 2024

Quick and easy application, a phone call to discuss...

Quick and easy application, a phone call to discuss is this right for me. Reviewed on: 4th March 2024

Quick, simple and affordable.

Always easy to apply,online. Process and paperwork clear and easy to follow. money into bank account almost immediately. Great follow up and customer care. Reviewed on: 4th March 2024

excellent

Within 15 minutes I received the loan on my account, without any questions or checks. This is the second loan that has been granted quickly. Getting the car was also quick and efficient. The best loan company in the UK! Thanks Reviewed on: 4th March 2024

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