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Zopa: Personal loan reviews

4.94
Based on 65,243 reviews, last reviewed 12th May 2025
43% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025
Donna S's avatar
Donna S

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65243)

Quick, simple and affordable.

5
Always easy to apply,online. Process and paperwork clear and easy to follow. money into bank account almost immediately. Great follow up and customer care. Reviewed on: 4th March 2024

excellent

5
Within 15 minutes I received the loan on my account, without any questions or checks. This is the second loan that has been granted quickly. Getting the car was also quick and efficient. The best loan company in the UK! Thanks Reviewed on: 4th March 2024

I have used them on multiple occasions.

5
I have used them on multiple occasions. A fantastic, fast and easy to use service. A great level of contact and feedback without overselling. I would absolutely use them again if I needed to and have recommended them to friends and colleagues. Reviewed on: 4th March 2024

Personal loans

5
Easy to apply on line with a quick answer,also easy to use the app to keep an eye on your account Reviewed on: 4th March 2024

I found zopa to be very customer friendly and helpfu...

5
I found zopa to be very customer friendly and helpful they give you all the information you need and are very committed to good customer service care I would recommend them anytime Reviewed on: 4th March 2024

Easy to apply quick decision and transfer of funds.

5
Easy to apply quick decision and transfer of funds. Excellent online app giving hints tips regular updates on your account. Reviewed on: 4th March 2024

Ease of application.

5
Ease of application. Tailored towards the individual financial situation which is fantastic. Reviewed on: 4th March 2024

Great company

5
Had a loan with them for over 2 years now, was so easy to apply and get an instant decision. Excellent interest rate as well. Am always updated on remaining balance of loan. Also easy to see what I'm paying in my account. Am also updated of new products and offers on occasions. But never bombarded with emails. Excellent company and excellent service. Reviewed on: 4th March 2024

Very Helpful

5
You helped me a lot to get a car Reviewed on: 4th March 2024

The application was really easy on the app.

5
The application was really easy on the app. Reviewed on: 4th March 2024

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