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Zopa: Personal loan reviews

4.94
Based on 65,249 reviews, last reviewed 16th Oct 2025
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025
Makatleho P's avatar
Makatleho P

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Very easy application process.

5
Very easy application process. Speedy receipt of funds. Reviewed on: 4th March 2024

Easy apply fast transfer Money app very good assiste...

5
Easy apply fast transfer Money app very good assiste me any time Reviewed on: 4th March 2024

Above and beyond other lenders

5
There app is super easy to use and goes above and beyond other lenders Reviewed on: 4th March 2024

Very good company

5
Very good company, very loyal to people.Quick and amazing team.Very helpful.I been taking personal loan. And after that, I been take car finance. And very happy with this company. Many thanks. Reviewed on: 4th March 2024

Very professional and easy to deal with.

5
Very professional and easy to deal with. Reviewed on: 4th March 2024

Easy to do business with

5
Dealing with Zopa via their app has always been simple and hassle free Reviewed on: 4th March 2024

Zopa personal Loan Easy transition and good rate

5
Easy transition and good rate, no hassle and the Zopa app is a used tool Reviewed on: 4th March 2024

Quick approval, great rates and excellent customer s...

5
Quick approval, great rates and excellent customer service. I’ve used Zopa a few times. Reviewed on: 4th March 2024

My second loan from Zopa

5
This is my second loan from Zopa, from start to finish they have been nothing short of professional and patient when asked questions. I have happily recomended Zopa to friends. Reviewed on: 4th March 2024

Very quick and efficient service.

5
Very quick and efficient service. Straightforward online form with clear instructions. Repayment plans easy to access Reviewed on: 4th March 2024

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