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Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
45% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Very professional and easy to deal with.

5
Very professional and easy to deal with. Reviewed on: 4th March 2024

Easy to do business with

5
Dealing with Zopa via their app has always been simple and hassle free Reviewed on: 4th March 2024

Zopa personal Loan Easy transition and good rate

5
Easy transition and good rate, no hassle and the Zopa app is a used tool Reviewed on: 4th March 2024

Quick approval, great rates and excellent customer s...

5
Quick approval, great rates and excellent customer service. I’ve used Zopa a few times. Reviewed on: 4th March 2024

My second loan from Zopa

5
This is my second loan from Zopa, from start to finish they have been nothing short of professional and patient when asked questions. I have happily recomended Zopa to friends. Reviewed on: 4th March 2024

Very quick and efficient service.

5
Very quick and efficient service. Straightforward online form with clear instructions. Repayment plans easy to access Reviewed on: 4th March 2024

By applying online it makes life so much easier and...

5
By applying online it makes life so much easier and you get a decision in seconds I've not had any issues everything has been straightforward Reviewed on: 4th March 2024

Great service

5
Great service, easy to manage your account online. I pay my loan on time with no hassles and don’t get bombarded with calls. Highly recommend. Reviewed on: 4th March 2024

Sorted in minutes funds in account quick service

5
Sorted in minutes funds in account Reviewed on: 4th March 2024

Great loan providers, reasonable amount to pay back...

5
Great loan providers, reasonable amount to pay back not to high and its manageable,would highly recommend to others if looking to getting a loan Reviewed on: 4th March 2024

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