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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Fantastic, no hassle.

Fantastic, no hassle. A brilliant service and very flexible for early repayment. Reviewed on: 4th March 2024

Zopa personal loan

I had a very satisfactory experience with Zopa Reviewed on: 4th March 2024

Would highly recommend

Quick decision, easy to use app on my phone Reviewed on: 4th March 2024

Relax with a Zopa Loan

From my initial contact with Zopa, they have explained to me in simple terms how they would help me to manage my loan, what assistance is available to me, how much interest I would be paying and what sort of savings I could make by small increments on my monthly repayments. As such, it has been a very comfortable experience since becoming a customer. Reviewed on: 4th March 2024

Great company

Great service and rates. Excellent customer service Reviewed on: 4th March 2024

Very straightforward application, great app to check...

Very straightforward application, great app to check progress of repayments. Reviewed on: 4th March 2024

I asked for.

I asked for.a.loan an there was no problem getting one really helped me in a time of need Reviewed on: 4th March 2024

ZOPA have saved me from long term debt!

ZOPA have saved me from long term debt! The payment is manageable and fits around my income. Reviewed on: 4th March 2024

Easy. Valued

Easy. Good rates. Seems to see me as a human and not a credit score number. Reviewed on: 4th March 2024

Always a good experience with Zopa - no issues.

Always a good experience with Zopa - no issues. Reviewed on: 4th March 2024

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