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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

45% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Great company

Great service and rates. Excellent customer service Reviewed on: 4th March 2024

Very straightforward application, great app to check...

Very straightforward application, great app to check progress of repayments. Reviewed on: 4th March 2024

I asked for.

I asked for.a.loan an there was no problem getting one really helped me in a time of need Reviewed on: 4th March 2024

ZOPA have saved me from long term debt!

ZOPA have saved me from long term debt! The payment is manageable and fits around my income. Reviewed on: 4th March 2024

Easy. Valued

Easy. Good rates. Seems to see me as a human and not a credit score number. Reviewed on: 4th March 2024

Always a good experience with Zopa - no issues.

Always a good experience with Zopa - no issues. Reviewed on: 4th March 2024

Very easy application process.

Very easy application process. Speedy receipt of funds. Reviewed on: 4th March 2024

Easy apply fast transfer Money app very good assiste...

Easy apply fast transfer Money app very good assiste me any time Reviewed on: 4th March 2024

Above and beyond other lenders

There app is super easy to use and goes above and beyond other lenders Reviewed on: 4th March 2024

Very good company

Very good company, very loyal to people.Quick and amazing team.Very helpful.I been taking personal loan. And after that, I been take car finance. And very happy with this company. Many thanks. Reviewed on: 4th March 2024

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