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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65243 reviews)

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4.94

Based on 65,243 reviews, last reviewed 12th May 2025

41% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65243)

Excellent service

Zopa provide excellent service and first class rates for their customers. I would recommend them to all of my friends and family as THE best loans provider in the UK. Reviewed on: 3rd January 2018

Simple, understandable, flexible... fast!

Zopa has turned what used to be a painful and bureaucratic process into a quick, easy and (importantly) cheaper one. Highly recommended. Reviewed on: 3rd January 2018

Love Zopa!

Used Zopa twice now and I absolutely love them! So easy from start to finish. You can pay your loan off early! They put the joy back in to lending during those difficult times! Love you zopa. Xxxx Reviewed on: 3rd January 2018

Fantastic

Love them so easy a friendly. Never had a problem, so easy to manage account online Reviewed on: 3rd January 2018

Quick decision and excellent customer service

I have always used Zopa. Very easy to use. Best of all no early settlement charges and you can also pay any amount towards the loan. Would definitely use again Reviewed on: 3rd January 2018

Amazing!

Easy to apply and excellent customer interface! Highly recomnend Reviewed on: 3rd January 2018

First time zopa user.

I found the whole process to be easy and quick. Having searched around for my desired loan amount I started doing research and zopa were coming out on top. I was a little dubious as I hadn't heard of them before. However everything went well and I'm about to settle my loan early in the next couple of months. Already recommended friends to use this service. Reviewed on: 3rd January 2018

Excellence

Excelent service, reliability, and easy to use. Reviewed on: 3rd January 2018

Superb

I have found using Zopa to be an excellent way to borrow money, and pay back early without any charges incurred as a result. They also offer some of the best rates around. Reviewed on: 3rd January 2018

Great Loan Provider

Easy to deal with, nothing difficult requesting loan and kept informed all the way. Reviewed on: 3rd January 2018

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