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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Great loan company

Fantastic rates, easy to set up direct debit for repayment, flexible with d/d date. Reviewed on: 3rd January 2018

Simple, easy and fair

Zopa offer great rates with zero fuss. I've used them on and off for a few years and will always recommend them. Reviewed on: 3rd January 2018

Great service!

Really straightforward, quick and easy to use. Would definitely recommend. Reviewed on: 3rd January 2018

Best lender ever. Period.

Zopa has got everything right as far as I can see. A different lending model to the big banks, an opportunity for small lenders to 'crowdfund' loans, and an online application process that's quick, easy, and works. Reviewed on: 3rd January 2018

Transparent and efficient

The Zopa process is great from start to finish, everything you need is visible at every step of the application. Once you have the loan making extra payments is far easier than any other loan I have ever had which is greatly beneficial in the long run. Reviewed on: 3rd January 2018

Simple & Straightforward.

Very quick & efficient service. Reviewed on: 3rd January 2018

Mint

Great team and made easy . Many thanks. And I have recommended zopa to others Reviewed on: 3rd January 2018

Excellent service

Zopa provide excellent service and first class rates for their customers. I would recommend them to all of my friends and family as THE best loans provider in the UK. Reviewed on: 3rd January 2018

Simple, understandable, flexible... fast!

Zopa has turned what used to be a painful and bureaucratic process into a quick, easy and (importantly) cheaper one. Highly recommended. Reviewed on: 3rd January 2018

Love Zopa!

Used Zopa twice now and I absolutely love them! So easy from start to finish. You can pay your loan off early! They put the joy back in to lending during those difficult times! Love you zopa. Xxxx Reviewed on: 3rd January 2018

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