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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65243 reviews)

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4.94

Based on 65,243 reviews, last reviewed 12th May 2025

41% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65243)

Transparent no hassle loan

Loan was easy to apply for, low cost and charges were transparent Reviewed on: 3rd January 2018

Fast and great service

Not only do I get a fantastic rate using Zopa, but it was all done very quickly. It also allows the flexibility of changing payment dates and over paying to shorten the loan without giving you any penalties. Reviewed on: 3rd January 2018

Super friendly

Not a scary experience at all, all simple and quick Reviewed on: 3rd January 2018

Simple, hassle free, quick

Exactly what you need from a lender. Simply quick and easy. Reviewed on: 3rd January 2018

Brilliant!

Applied for a loan, and within 30mins it was in my bank, so easy to applie, and so easy to login to see what's remaining, make extra payments or look into any information regarding your loan! Reviewed on: 3rd January 2018

Excellent service

Quickly friendly service, No problems and great rates. Very very happy! Reviewed on: 3rd January 2018

Zopa loans

Fast, efficient, friendly. A company that keeps the personal touch and has ethics too. I highly recommend. Reviewed on: 3rd January 2018

Really good

So easy to do, no problems whatsoever. Easy to use site. Reviewed on: 3rd January 2018

Great way to lend.

I found Zopa to be a quick efficient and reliable way to lend. Lots cheaper than a high street lender. A great way to get credit. I'll be back! Reviewed on: 3rd January 2018

Fab service

First time I have ever taken out a loan, it was so quick and easy. Communication has been great when I have had any questions and the account areas is great to use. Reviewed on: 3rd January 2018

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