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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Simple, hassle free, quick

Exactly what you need from a lender. Simply quick and easy. Reviewed on: 3rd January 2018

Brilliant!

Applied for a loan, and within 30mins it was in my bank, so easy to applie, and so easy to login to see what's remaining, make extra payments or look into any information regarding your loan! Reviewed on: 3rd January 2018

Excellent service

Quickly friendly service, No problems and great rates. Very very happy! Reviewed on: 3rd January 2018

Zopa loans

Fast, efficient, friendly. A company that keeps the personal touch and has ethics too. I highly recommend. Reviewed on: 3rd January 2018

Really good

So easy to do, no problems whatsoever. Easy to use site. Reviewed on: 3rd January 2018

Great way to lend.

I found Zopa to be a quick efficient and reliable way to lend. Lots cheaper than a high street lender. A great way to get credit. I'll be back! Reviewed on: 3rd January 2018

Fab service

First time I have ever taken out a loan, it was so quick and easy. Communication has been great when I have had any questions and the account areas is great to use. Reviewed on: 3rd January 2018

Great loan provider

Easy to apply for the loan and the website is easy to access allowing you to be up-to-date on your payments, balance etc. Reviewed on: 3rd January 2018

Simple, straightforward, great rates

We used Zopa to take a loan out for our wedding - it's been easy from start to finish - and the rates are great as well. It absolutely saved us - thanks Zopa. Reviewed on: 3rd January 2018

Zopa

is the best company in all world ! Reviewed on: 3rd January 2018

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