Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Clear and consice loan

The whole procosses is really clear and you know what you have to pay back and when it’s due. Reviewed on: 3rd January 2018

Quick and simple

So easy to apply and quick to receive the loan and to pay extra bits off. Excellent stress free experience Reviewed on: 3rd January 2018

easy

very easy to use and helped with my debt consolidation, best provider i have come across Reviewed on: 3rd January 2018

definetly recommend they are very efficient and helpful

I have a loan and it is run very smoothly I would definitely have another loan with zopa Reviewed on: 20th December 2017

Great website, great rate, immediate decision and fast transfer

I needed a zoopla loan for some home improvements, their rate was fantastic, I was able to repay early without penalty and the decision was instant. Reviewed on: 23rd November 2017

Very low rates, flexibility and great knowledge

When looking to purchase a car, I thought it may be prudent to look into getting a loan. After searching extensively, I found that Zopa was the cheapest provider by far. Since joining, I have also found that access online has been fantastic and that they are very flexible with payments, although I have not taken advantage of this as of yet Reviewed on: 20th November 2017

Family 20 November 2017

Quickly this my family problem personal loan reply me. My msg Reviewed on: 20th November 2017

Fast and easy, best rates

For a quick pay out and the best rates I always choose Zooa Reviewed on: 20th November 2017

brilliant finance provider

fantastic finance providers . It has helped me a lot. Reviewed on: 19th November 2017

Easy loan

Very easy to get a loan. Doesn’t affect your credit score when you’re checking. Reviewed on: 8th November 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from London Capital Credit Union 4.81 from 83 reviews
Loans
from Koyo 5.00 from 2 reviews
Home loan (discontinued)
from 1st Stop (inactive company) 0.00 from 0 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub