Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Zopa

Excellent service throughout. Would recommend to anybody as rates were excellent and as advertised. Reviewed on: 6th November 2017

BEST LOAN EVER!!!

Perfect deal for me! I'm extremely happy about Zopa services, I can make as many extra payments as I want and I can repay early whenever I want to! THANK YOU! Reviewed on: 6th November 2017

10

The best loan provider so far i have come across. Easy process and very efficient Reviewed on: 1st November 2017

Satisfaction

Brilliant! Try ZOPA. You won't regret it. Reviewed on: 24th September 2017

Excellent and great value

Very friendly and professional people. Best rate on the market. Reviewed on: 26th August 2017

Very happy with your service

Greatest ever very little interest Interest is based on your credit report As it should be thanks Reviewed on: 25th August 2017

Good all round services

Excellent and very efficent. Recommend to anyone. Reviewed on: 9th August 2017

Excellent Customer Service

Very good website and excellent customer service, along with great interest rates, what more could you want from a company. Would definitely recommend them. Reviewed on: 8th August 2017

Prompt

I needed some money for a family matter, and after being declined a small loan from my bank, i turned to other loan companies. Dealing with Zopa, I had an easy, prompt and very costumer-friendly experience. Would recommend to anyone in need of a loan. Reviewed on: 26th July 2017

Amazing!

I applied for a loan with Zopa because of their low interest rates and fast efficient service! I would highly recommend them to my friends, family and co-workers. Amazing customer service! Reviewed on: 22nd July 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to peer lending (discontinued)
from QuidCycle (inactive company) 2.00 from 1 reviews
Personal Loan
from Monzo 4.89 from 114 reviews
Personal Loan
from TSB 3.10 from 19 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub