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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Need some cash!! Try Zopa...

Easy to access and easy to apply. Answer the straightforward questions, a short wait and all was completed. No fuss No problem. Choose Zopa, I did and very happy. Reviewed on: 18th July 2017

Zopa - A New Way to Borrow

I have to say that the whole experience was super easy & swift. The Zopa team are switched on & eager to help. What I particularly liked about the pre decision service was the fact that I was spoken to like a hunan being & not judged for my decision to take out a loan to help pay for our wedding. I borrowed £5,000 and will pay back just under £6,000 over two years. I think this is a great rate and there are no hidden extras. Would absolutely recommend to friends & use again myself. Great job Zopa! Reviewed on: 18th July 2017

Simple no nonsense approach

I found applying for a loan with Zopa simple straightforward and very quick I was able to consolidate a loan at a rate more than double and also borrow for home improvements. I highly recommend Zopa to friends & family. Reviewed on: 17th July 2017

Loan

Great company happy with the service so far Reviewed on: 17th July 2017

Easy to apply

The details of the loans and costs are simple to see - the decision is quick and the checking of the loan status is easy Reviewed on: 14th July 2017

I only know about zopa through having a personal loan with them.So far everything has gone as planned and I am pleased with that.

Zopa has been fine- no problems so far. Reviewed on: 13th July 2017

Perfect choice especially for first time loans

I was struggling with financial decisions & needed a flexible loan provider that was reliable, accurate, customer-friendly & provided a quick estimate & options that suited me. The low APR was the selling point too. I have recommended ZOPA to friends who needed a guaranteed efficient service & they have always delivered. Thank you ZOPA x Reviewed on: 11th July 2017

Excellent service.

It was a painless experience. The process was very efficient. Money was transferred into my account within a short period of time. Reviewed on: 11th July 2017

Zopa is quick, easy and friendly

Overall, I wish I did not have to take out loans, but they are often necessary. Some of my experiences with other lenders have been negative, but the Zopa staff were very courteous, friendly and helpful. The application is straightforward and the response to application is quick. Zopa really is the best place for any loan Reviewed on: 11th July 2017

Excellent service

Excellent service, quick, fast reliable. Always happy to help where they can Reviewed on: 11th July 2017

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