Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Really straightforward application.

Really straightforward application. The app is really easy to use. Great to be able to see your balance and payments at a glance too. Reviewed on: 4th March 2024

Efficient

Very efficient in answering queries and have always found any promises they have made have been kept. Reviewed on: 4th March 2024

Simple and quick application process.

Simple and quick application process. Money transferred promptly. App allows you to manage your account effectively. You can see how much you have left to pay. Regular messaging / emailing reminds you about payments. Reviewed on: 4th March 2024

Excellent customer service, exceptional service full...

Excellent customer service, exceptional service full stop. Moneys there when I needed it at the right price. Hands down the best!! Reviewed on: 4th March 2024

Zopa is a professional, efficient and values driven...

Zopa is a professional, efficient and values driven lender. Reviewed on: 4th March 2024

Quick decision and straightforward process

Quick decision and straightforward process Reviewed on: 4th March 2024

Zopa are an excellent financial provider with equall...

Zopa are an excellent financial provider with equally excellent customer care and service. I would have no hesitation recommending them to anyone. Reviewed on: 4th March 2024

Excellent

Very quick and easy, very helpful always on hand for advice Reviewed on: 4th March 2024

Application for products is swift and straightforward.

Application for products is swift and straightforward. Reviewed on: 4th March 2024

Easy to apply online, website easily navigable.

Easy to apply online, website easily navigable. App was very useful to regularly monitor repayments Reviewed on: 4th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from Uberima 0.00 from 0 reviews
Personal Loans
from Lending Works 4.38 from 7 reviews
Loans
from Boom Community Bank 4.95 from 1097 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub