Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

View other Zopa products

4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

45% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

Read all reviews Write a review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65247)

Zopa is a professional, efficient and values driven...

Zopa is a professional, efficient and values driven lender. Reviewed on: 4th March 2024

Quick decision and straightforward process

Quick decision and straightforward process Reviewed on: 4th March 2024

Zopa are an excellent financial provider with equall...

Zopa are an excellent financial provider with equally excellent customer care and service. I would have no hesitation recommending them to anyone. Reviewed on: 4th March 2024

Excellent

Very quick and easy, very helpful always on hand for advice Reviewed on: 4th March 2024

Application for products is swift and straightforward.

Application for products is swift and straightforward. Reviewed on: 4th March 2024

Easy to apply online, website easily navigable.

Easy to apply online, website easily navigable. App was very useful to regularly monitor repayments Reviewed on: 4th March 2024

Excellent service

It was really easy to apply for a loan and once accepted. The money was in my account that same day Reviewed on: 4th March 2024

Very quick process

Very quick process, excellent communications Reviewed on: 4th March 2024

So quick and easy funds came in my account within mi...

So quick and easy funds came in my account within minutes Reviewed on: 4th March 2024

Helped during dire circumstances

They helped me out greatly when I was in dire circumstances after my father died leaving a lot of unfinished projects Reviewed on: 4th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Penny Post Credit Union 4.88 from 657 reviews
Loans
from TM Advances 1.00 from 1 reviews
Loans
from Koyo 5.00 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1261 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Fixed term savings account
from Zopa 4.93 from 1784 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub