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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Excellent service

It was really easy to apply for a loan and once accepted. The money was in my account that same day Reviewed on: 4th March 2024

Very quick process

Very quick process, excellent communications Reviewed on: 4th March 2024

So quick and easy funds came in my account within mi...

So quick and easy funds came in my account within minutes Reviewed on: 4th March 2024

Helped during dire circumstances

They helped me out greatly when I was in dire circumstances after my father died leaving a lot of unfinished projects Reviewed on: 4th March 2024

Very prompt, efficient and friendly

Very prompt, efficient and friendly Reviewed on: 4th March 2024

I think they’re honest, personable, and they’ve been...

I think they’re honest, personable, and they’ve been absolutely brilliant with me, I cannot fault them one bit Reviewed on: 4th March 2024

Seamless customer experience

Seamless customer experience from application to management of my account Reviewed on: 4th March 2024

I consolidated all my debt in a matter of 15 minutes!

I consolidated all my debt in a matter of 15 mins from start to finish, I was amazed! Reviewed on: 4th March 2024

Zopa loan

On my 2nd hassle free loan that’s all I’m looking for hassle free Reviewed on: 4th March 2024

Good communication very good customer service and ap...

Good communication very good customer service and app works well Reviewed on: 4th March 2024

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