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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Easy to apply and fast transfer of funds.

Easy to apply and fast transfer of funds. On-line account enables you to keep track of status and provides the ability to make additional payments. Problem free process from day one. Reviewed on: 4th March 2024

Brilliant all round, great service and fantastic val...

Brilliant all round, great service and fantastic value for money Reviewed on: 4th March 2024

AQuick financial assistance!

As someone in need of quick financial assistance, I turned to Zoopla Loans, and the experience surpassed my expectations. From start to finish, the process was incredibly seamless and efficient. I initially applied for a loan through Zoopla Loans, and to my surprise, the entire process took just 15 minutes. The online application was straightforward, and within moments of submitting my details, I received approval. The funds were swiftly deposited into my bank account, providing the immediate relief I needed. Impressed by their efficiency and reliability, I later decided to explore their extended loan options. This decision proved to be a game-changer during a family emergency. The extended loan not only paid off my initial loan but also provided me with additional finances to address the urgent situation. Overall, my experience with Zoopla Loans was exceptional. Their user-friendly platform, quick approval process, and responsive customer service made it a stress-free solution during a challenging time. I highly recommend Zoopla Loans to anyone in need of fast and reliable financial assistance. Reviewed on: 4th March 2024

The app is first rate, simple to use and easy to nav...

The app is first rate, simple to use and easy to navigate. Reviewed on: 4th March 2024

Brilliant Experience

I took a personal loan with Zopa, got a really good interest rate, the process was clear and easy to follow, it was clear from the application process that this loan was affordable to me. The App is brilliant and so user friendly and all the information I need is available here Reviewed on: 4th March 2024

very easier set up quickly put into bank

very easier set up quickly put into bank Reviewed on: 4th March 2024

Easy application

No hassle application very efficient Reviewed on: 4th March 2024

Great company and easy to get loan

Great company and easy to get loan Reviewed on: 4th March 2024

10 out of 10 experience with Zopa

Zopa have never offered more than I could afford to pay back at a reasonable rate! When I first got a credit card with them I had poor credit but have been able to build my credit score over time. I’ve been super happy with my experience of zopa. They recently offered me a loan at just the time I needed it. it helped me clear my other credit cards which were at a high interest rate and I now have more monthly disposable income. The peace of mind I now have is priceless. Massive thanks zopa Reviewed on: 4th March 2024

Life Saver

Zopa came in to save us when we were in difficulties, and didn’t take long to grant us d loan.. very flexible and simple. Reviewed on: 4th March 2024

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