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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

It was all very straight forward.

It was all very straight forward. Reviewed on: 4th March 2024

Funds received within minutes

I literally received the funds within my account in a matter of minutes. Such a great experience and the rates are really decent too. Plus you can manage your loan with their super user friendly app. Couldn’t ask for more. Reviewed on: 4th March 2024

Second time having g a personal.

Second time having g a personal. Loan and great provider with no issues Reviewed on: 4th March 2024

Easy to apply, money immediately when approved, inte...

Easy to apply, money immediately when approved, interest rate set at start of loan Reviewed on: 4th March 2024

Zopa loans are excellent and very reasonable.

Zopa loans are excellent and very reasonable. They are very easy to look up how much you want to borrow and see your loan rates. Reviewed on: 4th March 2024

Positive Experience with Zopa

The process to apply was so easy and straightforward. Time taken to process was good and communication is good Reviewed on: 4th March 2024

Brilliant customer service

I have had 2 loans and rate them first class Reviewed on: 4th March 2024

Have a loan and the repayments are very comfortable...

Have a loan and the repayments are very comfortable for me to pay back Reviewed on: 4th March 2024

Simple process and very efficient the whole thing to...

Simple process and very efficient the whole thing took a few minutes to complete and all was done in a fair time Reviewed on: 4th March 2024

Good company to work with

Great from start to finish, no hassle very straight forward Reviewed on: 4th March 2024

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