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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Very friendly service.

Very friendly service. They have always been transparent with their offer. Reviewed on: 4th March 2024

Excellent smooth process loan received within days n...

Excellent smooth process loan received within days no fuss Reviewed on: 4th March 2024

Fantastic service a1 provider

Fantastic service would highly recommend Reviewed on: 4th March 2024

Best rates, easy to use app and simple application p...

Best rates, easy to use app and simple application process Reviewed on: 4th March 2024

Fast and easy application my loan was given without...

Fast and easy application my loan was given without any fuss. Reviewed on: 4th March 2024

Got money same day in bank very happy

Got money same day in bank very happy Reviewed on: 4th March 2024

Very friendly experienced great customer service.

Very friendly experienced great customer service. Reviewed on: 4th March 2024

Quick and easy money was credited straight away

Quick and easy money was credited straight away Reviewed on: 4th March 2024

Great service great company would recommend to famil...

Great service great company would recommend to family and friends Reviewed on: 4th March 2024

Good rates

I have used their facility twice and it was a good experience. The rate was competitive as well Reviewed on: 4th March 2024

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