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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Really easy process

I needed to get a loan quickly and looked at the rates that were offered. I was extremely happy with how quick it was arranged and I also receive clear correspondence regarding outstanding amount. I was able to set up a direct debit easily and I like the fact I can pay it off early if needed. Reviewed on: 30th June 2017

Easily accessible with quick eligibility decision

I wanted a loan that enabled me to have lower monthly repayments than my current loan Zoopla is easily accessible with no complicated or lengthy smallprint to view Their decision was quick Really happy to have switched to Zoopla as my loan provider and would definitely recommend them to my family and friends Reviewed on: 30th June 2017

Happy customer

I hunted about for a good loan and had no problems with this companh. Was quick to do and the money was in my account quicker than they said. Recommended to family and friends. Reviewed on: 30th June 2017

Zopa review

Had two loans from then. Quick decision and fund transfer. Reviewed on: 30th June 2017

Hassle free without the jargon

My experience with Zoopa was without hassle and everything was set out very clearly. You can keep tabs on your loan online and they are always happy to help if you have any questions. Satisfied customer Reviewed on: 30th June 2017

Quick and nice

Didn't spend too much time, funds received quickly, online management account very good Reviewed on: 30th June 2017

Brilliant

Quick and easy to set up. Quick response and money went in straight away. No hassle Reviewed on: 30th June 2017

Quick and easy

Excellent service. Money on your account within few days. Fast and easy way of getting cash also Zopa are very flexible. Highly recommended. Reviewed on: 30th June 2017

Best loan

The cheapest loan on the market, received money next day. Reviewed on: 30th June 2017

Really easy and very helpful

Very easy to make the application and very quick to respond. Simple to understand and excellent updates given. Would definatly recommend. Thanks! Reviewed on: 30th June 2017

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