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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Easy Peasy!

Zopa is the easiest loan company I have dealt with, the funds were in my bank within 48 hours and I am able to keep an eye on my loan from the app! Great and will definitely use again if I need another loan! Reviewed on: 30th June 2017

Quick and easy with low rates

Very happy with service and loan rates too Reviewed on: 30th June 2017

brilliant

Easy Straight forward and no hassle Reviewed on: 30th June 2017

Lovely jubbly

Great service,friendly customer services would recommend the experience to anybody Reviewed on: 30th June 2017

Fast decision

Helpful and informative ,quick decision by Zopa. Reviewed on: 30th June 2017

Simple and reliable!

Zopa allowed me to buy my first car. As a young 20 something year old who's just joined the army, I was a little nervous about getting a loan. Zopa loans allowed me to put my fears aside and go with confidence into buying my awesome first car! They set me up with an account so I can see exactly when and how much would come out of my account every month. It's this kind of simple service which has enabled me to purchase my new car without any financial headache. Thanks Zopa! Reviewed on: 30th June 2017

Zopa

I was extremely impressed with Zopa. They were quick to decide and their online account was quick and easy to use, their staff are friendly and always on hand should you have any queries. I would use them again and would certainly recommend. Reviewed on: 30th June 2017

reliable and efficient

easy to arrange and easy acces to account on line Reviewed on: 30th June 2017

Would highly recommend

Needed cash quickly. Paid off early with no penalties whatsoever. Would highly recommend. Thank you Reviewed on: 30th June 2017

An open reflection

I have applied for loan through Zopa. I am an individual with low income. Submitted my clear and accurate financial stage. Zopa evaluated my status correctly. I have my loan sanctioned. Reviewed on: 30th June 2017

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