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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Very good lender

Easy to apply, user friendly online access so you can keep track of your loan. Rates are competitive Reviewed on: 30th June 2017

Simple and accomnodting

Great loan company without complex questions as they use the rating of credit reference agencies Reviewed on: 30th June 2017

Great service

Quick and easy April application for car loan. Reviewed on: 30th June 2017

Fast & efficient

The personal loan application was simple & got an immediate decision (with the lowest interst rate compared with other high street loan compnsies) - the loan advance in my account within a few days. Would definitely recommend Zopa for any one in need of a personal loan quickly. Reviewed on: 30th June 2017

Second to none

Absolutely amazing experience, I did everything on line and a decision was made straight away. The money was in the bank the next day. I would recommend zopa any day to anyone Reviewed on: 30th June 2017

Top job!

No complaints, superb customer experience! Reviewed on: 30th June 2017

Recommended for any type help

Was a huge help more than once . I would recommend as someone recommended me as a good fair business Reviewed on: 30th June 2017

Fast ,friendly & fair !!!

Great company to deal with ..very fast ,friendly and fair rates too!! Reviewed on: 30th June 2017

Very easy

My experience was excellent had a decision very quickly would highly recommend Reviewed on: 30th June 2017

Great lender

Quick clear and easy service. I was well informed before I made my decision. Now looking forward to a holiday! Reviewed on: 30th June 2017

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