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Zopa: Personal loan reviews

4.94
Based on 65,251 reviews, last reviewed 13th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
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Latest highest rating:

5

Good company . Globalinvestigation.com is a trusted recovery company specializing in reclaiming stolen funds from scammers. Their dedicated team provides unwavering... Read more Reviewed on: 13th September 2025
Benson t's avatar
Benson t

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65251)

Simple, efficient and modern borrowing

5
Very simple to apply, quick decisions, inexpensive borrowing. Generally a great user experience. Reviewed on: 30th June 2017

Good service, good rates

5
Very smoothe process to borrow money and good customer service. Following a recent query I was given a response within 24 hours. Reviewed on: 30th June 2017

Excellent rates and easy to use

5
I have had 2 loans now with Zopa. Their rates are the best value nd arouand the process is really quick and straightforward. They provide excellent customer service and I would strongly recommend them to anyone looking for a loan. Reviewed on: 30th June 2017

Good interest rate easy application process

4
I got a loan from zopa last year and the interest rate was very favourable . It was also easy to apply - I did it online and the money went straight into my account Reviewed on: 30th June 2017

Fab

5
Great quick and easy and great apr xxx Reviewed on: 30th June 2017

A* company very easy to work with

5
Was extremely user friendly and helped me with all my queries Reviewed on: 30th June 2017

THE BEST CHEAPEST LOAN AROUND :)

5
We needed a loan and looked around on the webpage and this was recommended by Martin Lewis so we looked and it certainly was the best cheapest loan and very easy to do online :) Reviewed on: 30th June 2017

Flexible and reasonable loans

5
We have taken out our second loan with zopa. They have the best interest rate and above all flexible terms. Peer to peer lending is the way to go! Reviewed on: 30th June 2017

Easy and Quick

5
It was very easy and quick to sort out a loan with Zopa. I will recommend them to all my friends and associates Reviewed on: 30th June 2017

Easy and quick

5
Application procedure and disbursement was quick, simple and user friendly. Reviewed on: 30th June 2017

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